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First National Bank of Waseca
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Real Estate

When you're ready to make your next move, ask our knowledgeable real estate loan officers about home mortgages. We'll help you understand the options, put money in place, and make the transition. Call us for the financial knowledge, products, and support you need to manage your money well as your family grows.
 

Home Loans

First National Bank offers many loans that can be tailored to fit your specific needs and budget. We pride ourselves in being family owned, which gives us the ability to make decisions quickly.
 
We offer big bank rates with a small town touch. Our low rates and great service are available through our knowledgeable loan officers. Our lenders are experienced with conventional fixed rate mortgage options, as well as federal first time homebuyer programs, construction financing, and in-house adjustable rate mortgages. Payments stay local with a bank you know and trust.
 
 
 

Home Equity Loan  

Whether you're looking to improve your home, consolidate debt, or pay for college tuition, a home equity loan through First National Bank is the ideal solution. We offer loans specifically designed to fit your needs.
 
The amount you can borrow is largely determined by taking your home's appraised or fair market value, and subtracting the balances of any outstanding mortgages and liens on the property.
 
Home equity loans have a set repayment schedule over a specific period of time. Interest payments on a home equity loan or line of credit may be tax deductible. Consult your tax advisor regarding deductibility of interest.
 
The following brochure contains important information regarding your Home Equity Loan. Please read the "Consumer Handbook on Adjustable-Rate Mortgages" prior to applying.
 
 
 

Home Equity Line of Credit 

Home improvements and debt consolidation are two of the most popular uses of a home equity line of credit financing. Other uses may include paying for major expenses like a wedding, your child's education, or car repairs.
 
The amount you can borrow is largely determined by taking your home's appraised or fair market value, and subtracting the balances of any outstanding mortgages and liens on the property.
 
For home equity lines of credit, you will receive a bill each month that you carry a balance. You are only obligated to pay the monthly interest payment. The line of credit feature allows you to pay more than the interest payment when you are able and then borrow from the line again.  Interest payments on a home equity loan or line of credit may be tax deductible. Consult your tax advisor regarding deductibility of interest.
 
The following brochure contains important information regarding your Home Equity Line of Credit. Please read "What You Should Know About Home Equity Lines of Credit" prior to applying.
 
 
 

Pay Your Loan Online

Don't have a checking account with First National Bank? You can still pay your loan through our online payment site! If you have a checking or savings account with First National Bank, please make your loan payment through MyBank Anywhere to ensure faster processing.
 
 
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