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First National Bank of Waseca


First National Bank works hard to tailor each loan to fits our customer’s needs and budget. Whether you’re looking to purchase a car, consolidate existing debt or have an unexpected expense—First National Bank can develop a payment plan to achieve your goals.

Personal Loans

A personal loan from First National Bank can help you consolidate existing debit into one simple  payment, take the vacation of your dreams or treat yourself. Our experienced lenders offer a customized approach to fit your needs and with a comfortable payment plan to help you achieve your goals. Contact us today!

Auto Loans

First National Bank offers competitive auto financing rates for new and used vehicles—from a franchise dealer or an individual seller. Loan amounts and rates are based upon on the age of the vehicle and value of the car and the amount borrowed.

If you are looking to purchase a vehicle and would like to apply for an auto loan, here is a list of information you will be asked to provide:

  • Year, make, model and mileage and any additional features that would add value to the vehicle
  • Purchase price (if purchasing from dealer, bring in a copy of your sales receipt)
  • Vehicle identification number or VIN (located on the left dashboard)
If you are refinancing a vehicle with First National Bank, please provide the name, phone number and mailing address of current lender who has the current loan and the amount of loan balance for the payoff.

Also, be prepared to maintain full coverage on any vehicle loans obtained. You will be asked to provide the name and phone number for your insurance agent. Contact one of our experienced lenders today to get started!

Recreational Loans

First National Bank offers loans for recreational vehicles including motor homes and RVs, snowmobiles, motorcycles, boats, personal watercrafts and more. The loan amount relies heavily on the down payment and what recreational vehicle your are considering to buy.

Overdraft Protection 

Overdraft Protection provides a revolving line of credit available through your LifeSimple or LifePerks checking accounts that enables you to borrow funds and write yourself a loan or protect your account from an overdraft. If your account reaches below a zero balance, funds will automatically be transferred into your account up to to your approved limit.

Secure Email Center

Our Secure Email Message Center allows you to send encrypted messages and attachments safely to us.

Certificates of Deposit

We offer various rates and flexible terms on our CDs.
View Certificate of Deposit