Meet the Staff

Loan Officers

Waseca

Jon KaiserJon Kaiser

Senior Lending Officer
NMLS ID #488084

507-835-2740 x. 1121


Areas of Expertise

With First National Bank since 1994, manage loan staff and bank loan portfolio, originate loans in the areas of commercial, ag, and consumer

Industry Accreditations

20 years of lending experience, 2002 graduate of Wisconsin Graduate School of Banking, graduate of Buena Vista University with degree in Finance and Banking

Professional or Volunteer Affiliations

Board member of Waseca Chamber of Commerce, member and past president of Waseca Lions Club, coach and board member of Waseca Basketball Association

Marty ArmstrongMarty Armstrong

Vice President of Commercial Lending
NMLS ID #488082

507-835-2740 x. 1102


Areas of Expertise

All areas of commerical lending including owner-occupied and investment real estate, working capital lines of credit, equipment financing, and business acquistion

Industry Accreditations

Certified Public Accountant with 18 years of lending experience, Bachelor of Science degree in Business with accounting emphasis from Montana State University, completed MBA Commercial Lending School I and II

Professional or Volunteer Affiliations

Chairman of Waseca Housing and Redevelopment Authority, member of Waseca Economic Development Authority, board member for the 504 Corporation (SBA certified development company), and past president and current member of Waseca Rotary Club

Steve GraffSteve Graff

Vice President of Commercial / Ag Lending
NMLS ID #488279

507-835-2740 x. 1149


Areas of Expertise

Commercial, agricultural, and residential real estate lending

Industry Accreditations

25 years of lending experience, graduate of Commercial Lending School and Minnesota School of Banking, and graduate of Gustavus Adolphus College with a degree in Business Adminstration

Professional or Volunteer Affiliations

Waseca Chamber-Ag Committee member, member of Waseca Lions Club, registered High School Wrestling Official and Association Board, and member of Knights of Columbus

Carol PetersonCarol Peterson

Assistant Vice President / Loan Officer
NMLS ID #488085

507-835-2740 x. 1170


Areas of Expertise

Real estate and consumer loans

Industry Accreditations

30 plus years of banking experience

Professional or Volunteer Affiliations

Member of Waseca Exchange Club, former board member of Waseca Area Foundation, community volunteer work in area benefits for Waseca County food shelf and American Red Cross, and active member of Grace Lutheran Church

Sara LynchSara Lynch

Mortgage Lender / Consumer Banker
NMLS ID# 1142354

507-835-2740 x. 1133


Areas of Expertise

Consumer and residential real estate lending

Industry Accreditations

15 plus years of banking experience with First National Bank

Professional or Volunteer Affiliations

Member of Leadership Greater Waseca, member of Community Education Advisory Board, and volunteer with Big Brothers Big Sisters

Ellendale and Hope

Garry GordinierGarry Gordinier

Vice President and Branch Manager of Ellendale and Hope locations
NMLS ID #898027

507-684-2691 Ellendale
507-451-5818 Hope


Areas of Expertise

Commercial, agriculture, consumer and residential real estate lending

Industry Accreditations

Over 35 years of lending experience, graduate of Eau Claire State University with a degree in Business Administration, attended Colorado Graduate School of Banking

Professional or Volunteer Affiliations

Registered High School official for basketball, softball and baseball, registered EMT with the Ellendale Area Ambulance Service, member of Geneva fire department, member of the Harmony Junction Barbershop Chorus in Albert Lea, and treasurer for Ellendale United Methodist Church

Loan Specialists

Dawn SchmidtDawn Schmidt

Loan Specialist

507-835-2740 x. 1154


Melissa Bos

Melissa Bos

Loan Specialist

507-835-2740 x. 1120


Shannon RhoadesShannon Rhoades

Loan Specialist
NMLS ID #1160377

507-684-2691