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First National Bank of Waseca

What Customers Are Saying

"First National Bank has been Prairie Dental Arts banking partner for the last 26 years and has contributed to the overall success of my business. The First National Bank team provided me with the mentorship, critical advice and maturity needed to propel my business forward and this partnership always exceeded my expectations. Most of all, they personally believed in me, and they were part of my team through all stages of my business as it evolved over the years. They are professional, friendly, helpful, resourceful, loyal and committed and have all the expertise, skills and resources required to support your business and accomplish your personal and business financial goals and mission."

Dr. Timothy J Flor, Prairie Dental Arts

"First National Bank of Waseca is professional, prompt and friendly. We couldn't ask for more. When our bank of twenty-five years closed their doors locally we were pressed to look into another bank to handle all our accounts. First National Bank of Waseca was able to get us setup with new accounts promptly and proficiently. Their customer service went above and beyond. They treated even the youngest member of our family with respect, showing her that her business was just as important as her parents. That was the icing on the cake for us. Not only was our loan handled professionally and promptly but our children were excited to be part of First National Bank."

Crystal Myers


"When we made the choice to move the business to town from our previous location we contacted First National Bank to discuss our plans and they played a vital role in making this dream become reality. I would highly recommend First National Bank and Pat Segler for your banking needs."

Southside Marine


"The First National Bank staff are always amazing at providing any and all banking needs from personal to business. I cannot imaging working with any other bank again. Their customer service and experience in all subject matters has exceeded my expectations. They care deeply about their customers and the safety, security and longevity of their banking business—far more than any other bank I've ever worked with. Their commitment to the integrity of the banking business and the customer relationship is impressive."

Mary K., WebRadiology Services Inc.

"First National Bank helped me free up some cash flow for my business with a loan on great terms, great rates and little to no penalty. I have been banking with a big bank for over ten years and they haven't even come close to the customer service I received from First National Bank—it is unmatched—there isn't another bank I know of that would be even half as willing to help me when I needed it at First National Bank was. I recommend First National Bank for its friendly service, willingness to help and you have a "name" assigned to your account not just a "number" type of feeling."

Owatonna Electric


"First National Bank has made our banking experience so easy! Someone is always available to answer questions or provide information. Steve has gone above and beyond in service for all of our banking and financing needs. He makes everything so simple and streamlined."

Dave Miller Contracting


"First National Bank has exceeded my expectations with how helpful and quick their staff is in every situation. I refer others to First National Bank because they are a friendly, hometown bank that knows their customers. I love that I speak to local people when I call."

Allyson Olson, ARO Accounting


"When we chose First National, we were going off the feedback of our relatives who had nothing but positive experiences. Upon our first visit, we were handled quickly and efficiently, and all of our questions were answered respectfully since we were (and still are) learning how everything works on the banking end of owning a business. The staff was/is willing to teach and help us selflessly, which is huge for any family. The staff's sense of urgency to complete tasks or answer any questions for you is irreplaceable. Whether you are looking to buy your first house or are a seasoned business owner, everyone is treated the same. You become part of their family, and if you ask me, nothing tops that!"

Emilee Kortuem, Doggie Day Camp & Boarding


"First National Bank has always provided personalized service for our business and I appreciate working with well-informed, honest people I can trust with my business needs. We have always found the staff at First National Bank friendly and professional and have worked with them for three generations and still going strong."

Eric Will, Will's Company


"We first met Steve Graff and the other staff at the First National Bank in Waseca in 2018. Since then we have worked with Steve and the bank on two more purchases and a refinance of another property. We have had excellent service and could not be more pleased regarding service at First National Bank but also the terms of our loans and the interest rates. We have a large commercial loan for apartments and First National Bank was willing to work with us to lower our interest rate when the rates in 2020 were so much lower than 2018. Excellent service as well as excellent interest rates and loan terms."

Green Arbor Commons LLC


"As a residential loan officer I have used First National Bank for my customers to get them construction loans, lot loans, home equity loans and at times portfolio loans. I have also used First National Bank for my own home equity loans and a single payment loan. They exceed my expectations with their customer service, flexibility on their part and attention to detail. The number one reason I would refer someone to First National Bank is Steve Graff. He provides outstanding customer service and I value his ability to think out of the box at times too. For any product that Wintrust Mortgage does not offer, my first call is to Steve. We have a great working relationship."

Dean Minotte, Wintrust Mortgage

"Everyone at First National Bank is very responsive, efficient and professional to all of our inquiries. Bernie and Pat got to know us personally and are really interested in our business operation. Very good people to work with on any financing!"

Dennis & Joan Benish, Winona Marina, Pepin Marina & Alma Marina


"First National Bank of Waseca, Ellendale and Hope has a team of professionals whose dedication, efficiency and friendliness are very much appreciated. These individuals are there to make your whole banking experience, from lending, deposits and general banking go smoothly and make sure every concern/question is answered to your satisfaction. You are sure to be as pleased with the bank as we have been for the past 25 years."

Patricia and Dane Geyer


"I have been in real estate for 20 years and moved from Rochester to Owatonna seven years ago. I had the opportunity to meet and work with Steve Graff, who was referred to me from a good friend and business partner. Steve was able to help me with a couple of real estate transactions that no local bank could. Steve and Sara Lynch worked together to handle my transactions efficiently, professionally and quickly. Since then, I fired my banks and choose to bank with First National Bank of Waseca. I have been treated with utmost respect from everyone, whether I show up at the bank or call the bank. Whoever I speak to—Candee or Sue— are always so hospitable, knowledgeable and actually show that they care. Last year I worked with a seller who banked at the Ellendale location and we showed up unannounced, and the staff person at that bank location was extremely efficient and sharp.

I took a vacation to Mexico and my niece reminded me we needed to go get pesos and asked me if I contacted my bank to let them know I was out of the country, which I had not. I called First National Bank right away and Sue answered on the second ring and educated me on how to go about getting pesos and even went out of her way to send me an email to recap our conversation so in the future if I leave the five state area I can set a travel notice on my mobile app. I am a person with no patience so with that said, I have never in seven years been inconvenienced or disappointed with the performance of First National Bank. They have all the bells and whistles that you would ever need.

Lastly, the people that work in the technology department have the patience to deal with me every time I've called. They're awesome!

Pamela T.