Equifax Data Breach Information
The credit bureau Equifax recently disclosed that it had suffered a major data breach. Information provided by Equifax indicates that as many as 143 million people may be affected. Data included in the breach may include information such as names, Social Security numbers, birth dates, and addresses.
What You Can Do to Protect Yourself
Equifax is recommending that you visit www.equifaxsecurity2017.com to see if you may have been affected by the data breach. Equifax is also offering a complimentary year of their TrustedID Premier credit file monitoring service.
Review Your Credit Reports Yearly
You can get one free credit report every year from each of the three major credit bureaus. Some experts recommend staggering your requests with the individual credit bureaus every three or four months throughout the year. You can also request your credit reports from the site www.annualcreditreport.com.
Place a Credit Security Freeze
If you believe you are at risk of identity theft you can place a freeze on your credit reports. You can find more information on the credit freeze process on the Minnesota Office of the Attorney General or the Federal Trade Commission web sites.
Monitor Your Accounts
Monitor activity in your accounts closely. Viewing your accounts online is a good way to catch any possible problems. If you ever have questions on suspicious or unusual activity in your accounts, call us and we will be happy to help.
Beware of Phone Scams!
If you receive a call claiming to be Equifax, do not give them any personal information. These are scams! Equifax will not be calling you about this data breach. If you do receive a call that you believe may be fake, you can report it to the FTC.