Overdraft Protection

Overdraft Protection offers you the peace of mind of against accidentally overdrawing your account.

Write Yourself a Loan!

Overdraft Protection provides a revolving line of credit available through your checking account that enables you to write yourself a loan or protect your account from an overdraft. Once approved you are able to request a loan under this plan whenever you draw your transaction account below your available balance. You can draw against your account and obtain a loan by the following methods:

  • You write a check.
  • You make a purchase or make a withdrawal with your Instant Cash & Check Card.
  • You make a purchase or make a withdrawal with your Instant Cash ATM Card
  • You authorize us to make a payment to a third person or another person.