Free Checking

This free account helps keep life simple by providing you with more flexibility including no minimum balance requirement. Free Checking features include:

Dormant Checking Accounts - A checking account is considered dormant if there has been no activity in the account for a period of 12 months. Any dormant checking account with a collected balance below $100.00 will be assessed a dormant maintenance fee of $2.00 per statement cycle.

Additional FDIC Coverage - First National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.